🏦 FD Monthly Income Calculator

For those living off Fixed Deposit interest — see your monthly/quarterly payout after interest tax, with the principal intact.

💡 Many retirees live off Fixed Deposit interest. See your monthly/quarterly payout after interest tax — the principal stays intact.

FD amount (Rs.)Annual interest rate: 9%Interest tax (TDS): 5%Individuals: commonly ~5% — confirm current rate

Net monthly income

Rs. 14,250

Net quarterly

Rs. 42,750

Interest tax / month

Rs. 750

⚠️ Assumes interest is paid out (principal untouched) and simple annual interest. Gross Rs. 15,000/month, net Rs. 14,250/month after 5% tax. Bank rates and tax rules vary — not financial advice.