🧰 Financial Tools

💰 SSF Financial Planner⭐ Popular

Contribute for 30 years — how much monthly pension at 60? Adjust the return rate (6–7%) and see the projection.

🎯 Retirement Goal Calculator

How much corpus you need at 60 and how much to save monthly — see how much SSF already covers.

🎯 Pension Top-Up Simulator

If your SSF pension falls short, the monthly SIP needed to cover the gap.

📈 SIP Calculator⭐ Popular

How much a fixed monthly investment grows over the years — see the effect of compounding simply.

🎯 Goal SIP Calculator

How much to invest each month to reach a goal amount like a house or education (reverse SIP).

🏛️ FD / Lumpsum Calculator

Maturity value and interest for a lump sum or fixed deposit — choose the compounding frequency.

🏦 FD Monthly Income Calculator

Monthly/quarterly income from FD interest (after tax) — for retirees.

🏦 Loan / EMI Calculator

Monthly EMI, total interest, and payment for a home, education, or SSF special loan.

💵 Take-home Salary Calculator⭐ Popular

Cash-in-hand after SSF (11%) and income tax — including the 20% your employer adds.

🧾 Salary Income Tax Calculator

Nepal salary income tax — FY 2083/84 & 2082/83 slabs, SSF 1% waiver, insurance deductions, and breakdown.

🔁 Net ↔ Gross Converter

Desired take-home → contract gross salary (or the reverse) — with SSF and tax.

🎁 Dashain Bonus Calculator

How much tax the festival (13th-month) bonus attracts and what lands in hand.

🧮 Tax Rebate Optimizer

How much more to invest in SSF/insurance/retirement to maximize deductions before year-end.

⏱️ Daily Wage & Overtime

Daily rate, hourly rate, and 1.5× overtime pay under the Labour Act 2074.

🛟 Emergency Fund Calculator

How big an emergency fund you need for job loss, copayments, and shocks — and how much more to save.

📉 Inflation Calculator

How inflation raises future costs and erodes idle cash — and why saving matters.

🧮 Employee–Employer Contribution

Worker 11% + employer 20% = 31% — calculate the monthly and annual contribution (all sectors).

🥧 31% Contribution Breakdown

See how the deposited amount splits across the four schemes (1.20 / 0.80 / 0.67 / 28.33).

✈️ Foreign Employment Contribution

The minimum 21.33% contribution calculation for those in foreign employment.

🚪 Job Leaving Scenario Guide

What happens to your pension (20%) and retirement benefit (8.33%) after leaving a job — guided.