📈 SIP Calculator

See how a fixed monthly investment can grow over the years through compounding. Enter the amount, period, and expected return — a simple, easy-to-understand tool for planning alongside your SSF savings.

💡 A SIP means investing a fixed amount every month. Thanks to compounding, small monthly amounts can grow large over the years. This is a general educational tool — not investment advice, and returns are never guaranteed.

Monthly investment (Rs.)Investment period (years)Expected annual return: 10%Bank FD ~7–9%, mutual funds/shares vary and carry riskAnnual step-up (optional): 0%Increase the monthly amount each year as income grows

Value after 20 years

Rs. 22.8 lakh

Total invested

Rs. 7.2 lakh

Returns earned

+Rs. 15.6 lakh

Growth over time (invested vs. total value)

Year 1Year 20

Total valueAmount invested

⚠️ This is a preliminary educational estimate assuming a constant return. Real returns vary, carry risk, and this is not investment advice. SSF's pension is separate — compare with the SSF Financial Planner.

💰 Compare with the SSF Financial Planner 🤝 Get help starting SSF