💵 Take-home Salary Calculator
See your real cash-in-hand after SSF (11%) and income tax — plus the 20% your employer adds into your SSF account on top.
Cash in hand (per month)
Rs. 44,500
Annual take-home: Rs. 5.3 lakh
How it adds up
Gross salaryRs. 50,000
− SSF contribution (11%)− Rs. 5,500
− Income tax− Rs. 0
= Take-homeRs. 44,500
🎁 Bonus you don't see in cash
Your employer adds Rs. 10,000/month on top of your salary into your SSF account. Together with your share, Rs. 1.9 lakh/year goes into your pension, gratuity, and insurance.
⚠️ Preliminary estimate assuming the entered salary is the SSF/tax base. Allowances, other deductions, and employer-SSF tax treatment can change the exact figure — use the full Income Tax calculator for details.