Who must contribute to SSF? How does registration work?
✓ Verified: 2026-07-11Reading time: 7 min
Short answer:
SSF registration is mandatory for all formal-sector employers and their workers — new employees must be registered within 3 months. Workers in the informal sector, the self-employed, and those in foreign employment can join voluntarily.
✨ Highlights
- ✔Mandatory for all formal-sector employers and workers; new staff registered within 3 months.
- ✔Informal, self-employed, and foreign employment can join voluntarily.
- ✔If the employer doesn't register you, you can apply yourself.
- ✔10% interest if the monthly contribution isn't deposited within 25 days.
Table of contents
- For whom is it mandatory, for whom voluntary?
- Employer registration steps
- Required documents
- Common mistakes and penalties
[Eligibility]For whom is it mandatory, for whom voluntary?
| Group | Enrollment | Contribution rate |
|---|---|---|
| Formal-sector employers and workers | Mandatory | 31% of basic salary |
| Informal-sector workers | Voluntary | 20.37% of minimum wage (government adds 9.37%) |
| Self-employed persons | Voluntary | 31% of a chosen base (1–3× minimum wage) |
| Going to / in foreign employment | Registered along with labour permit | At least 21.33% of the industrial minimum wage |
[Process]Employer registration steps
- Go to sosys.ssf.gov.np and choose Employer Registration
- Fill in the organization's details and upload the documents (list below)
- After SSF verifies, you receive a 16-digit registration number and login
- Log in and register each employee (Contributor Registration)
[Required documents]Required documents
- Employer: firm/company registration certificate, PAN/VAT certificate, the organization's decision on registration
- Worker: citizenship / national ID / passport, photo ID of the nominee, power of attorney if unable to appear in person
💡 The Fund must complete registration within 35 days of receiving the application and issue an ID card with an 11-digit SSN (Listing Procedure 2075, sections 4–5).
[Common mistakes]Common mistakes and penalties
- Not registering a new employee within 3 months — if the employer fails to do it, the worker can apply themselves
- Not depositing the monthly contribution within 25 days — it is recovered with 10% interest
- If a worker has an accident or dies during a period when contributions were not deposited, the employer must personally pay an amount equal to the benefits
- Actions can go as far as freezing bank accounts/assets, suspending licenses, and withholding passports (Act, section 9)
📺 Related videos
📜 Official sources
- योगदानमा आधारित सामाजिक सुरक्षा ऐन, २०७४ (२०७४।०४।२९ (संशोधन २०७५, २०८२))
- रोजगारदाता र श्रमिकको सूचीकरण सम्बन्धी कार्यविधि, २०७५ (२०७५)
- अनौपचारिक क्षेत्रका श्रमिक र स्वरोजगारमा रहेका व्यक्तिको योजना सञ्चालन कार्यविधि, २०७९ (१म संशोधनसहित) (२०७९।०८।२५)
For legal purposes always consult the original documents and latest amendments. Rates and limits can change through amendments.
This content is for educational purposes; final approval and benefits follow official SSF rules. Found outdated information? Report it here.