How to take a loan from SSF?
✓ Verified: 2026-07-11
With 36 months of contributions you can take a home loan (up to Rs. 7.5 million, 20 years) or an education loan (up to Rs. 3.5 million, 15 years) — collateral required. The special loan (up to 80% of your Retirement Benefit balance) needs no collateral and can be applied for online or via the app.
📜 Official sources
- योगदानकर्ता सापटी निर्देशिका, २०७९ (१म संशोधनसहित) (२०७९।०३।३१; संशोधन २०८१।०८।०२)
For legal purposes always consult the original documents and latest amendments. Rates and limits can change through amendments.